Browse Category: Financial Advisor

Equities First Holdings, your Best Business Partner!

Equities First Holdings is a global lender and advisor in alternative financing solutions. The bank has been seeing more transactions in the margin and stock-based loans in an economic state where money lending institutions have hardened the entire lending criteria. It has become the appropriate alternative for individuals who need to raise capital within a short time. It’s also convenient for those who may be disqualified for more conventional credit-based loans.

The founder and CEO of EFH, Al Christy, views the loans collateralized by stocks as better alternatives for raising capital. They also offer alternative borrowing opportunities for potential investors.

Equities First Holdings specializes in stock-based loans

Stock-based loans offer minimal restrictions. With these types of loans, the money can be used in a variety of ways and the bank does not demand the particulars. This ensures the client will pay at a reduced interest rate that is fixed at 4% or even lower. All loans carry some risk. Their customers are still allowed to leave the transaction without any attached obligations.

The stock for a business can be used as collateral. That gives the investor the added advantage of accessing a loan to spend on anything.

Those who would benefit most from Equities First Holdings are:

Those individuals seeking working capital: Christy observes that all stock-based loans have an advantage compared to margin loans. That is because they provide a higher loan to value ratio. They also have a fixed interest rate that ensures confidence throughout the entire transaction.

Those who wish to raise capital quickly: It’s the best option for those who want to access capital within a short period. That is because one doesn’t have to provide a lot of documentation to qualify for the loan. They are issued against stocks, and that’s all you need.

Those who do not qualify for other bank loans: Equities First Holding will provide loans to those who are not eligible for other bank loans. This is because they have fewer restrictions as compared to traditional loans. Their interest rates are also comparatively low and friendly. They take in those borrowers who are cast out by the frustrating bank restrictions.

To sum up, Equities First Holdings is an appropriate money lending option for investors all over the world. With its incredibly low-interest rates and fewer restrictions, it is what any business person can ever dream of!

Global Lender Equities First Holdings Discovers an Emerging Trend among Borrowers who take Stock Collateralized Loans

Equities First Holdings, a reputable global lender and leader in alternative shareholder financing solutions, is discovering an additional number of traction in stock-based loans and margin loans at a time when financial institutions such as banks have stiffened lending criteria. For individuals who intend to raise capital quickly and those who for one reason or another do not qualify for conventional credit-based loans, equities lending is increasing becoming an attractive alternative to consider.
While borrowers still have some options, lately, a large number of banks have cut their lending options, raised interest rates and tightened credit qualifications. Al Christy, Jr., the founder and chief executive officer of Equities First, considers loans collateralized by stock a great solution for borrowers seeking working capital. These loans typically have a higher loan-to-value ratio than margin loans. Furthermore, they offer a fixed interest rate.

For borrowers to be qualified for marginal loans, as with conventional bank loans, they must be pre-qualified and may require the money to use for particular purposes. Interest on the loans is variable, and the individuals can anticipate loan-to-value ratios ranging from 10 to 50 percent. Moreover, lenders may liquidate the collateral without having to issue a warning in the event of a margin call.

On the other hand, with stock-based loans, borrowers can anticipate fixed rates ranging from three to four percent as well as loan-to-value ratios between 50 and 75 percent. Borrowers can use the loan for any purposes since there are no restrictions relating to the utilization of the loans. Besides, most of the loans are non-recourse, allowing borrowers, even if the worth of the collateral has reduced, to walk away without any obligations.

About Equities First Holdings

Equities First Holdings is headquartered in Indianapolis, Indiana, and has seven offices on four continents. The offices are in London, Bangkok, Hong Kong, Sydney, Singapore, and Perth. With these offices and the support of their trading partners, the company offers liquidity throughout the world.

The global lender has provided their clients with alternative financing solutions since 2002. According to Christy, the company’s chief executive officer, their mission is to provide maximum benefit with minimum risks so that their esteemed customers can meet their professional and personal financial goals with considerable ease.

 

Visit http://www.equitiesfirst.com/ for more information.

Richard Blair Talks About Possible Hazards When Renting Out Rooms

In today’s economy, wages have not quite kept up with inflation for many people. As a result, it can be tempting to think about renting out a room in an apartment or house to people passing by. While doing so may seem to be a good idea on the surface, what many people are not aware of is the need to take into consideration the possible hazards in doing so. One person who urges his clients to be aware of the possible pitfalls should they choose to engage in such an act is wealth management expert Richard Blair.

Careful Thought

Blair is one of the nation’s leading wealth managers. As such, he has a full understanding of the various way that it is possible to generate money and use any assets to a client’s full advantage. In an article, he cautions that people who are renting out rooms even for a single day of each month need to take certain precautions before they decide to start. Such precautions need to be in place in order to help the process flow more smoothly and allow the owner of the house or apartment to protect themselves in the event of an unexpected emergency of some kind.

Be Aware of Risks

Above all else, Richard Blair reminds people to be aware of potential risks that may exist in any short-term rental situation. Such risks include the fact that a home or apartment owner is fully liable for any possible injury that may take place while the room or other space is being rented. A cautious and calm homeowner will want to make sure they have enough insurance on hand before they start in order to cover any possible lawsuit that may take place as a result of their decision to offer short-term rentals to guests.

His Background

Many people have turned to Blair for useful advice over the years. They do so because they know this means they will have the chance to be able to get the kind of help they need to properly manage their wealth. Blair has an extensive background in the field of wealth management. He has spent much of his working life offering expert advice to clients both in the United States and other places as well. This enables him to offer an impressive and insightful global perspective that has proven to be highly useful for his clients today.

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