Equities First Holdings is a global lender and advisor in alternative financing solutions. The bank has been seeing more transactions in the margin and stock-based loans in an economic state where money lending institutions have hardened the entire lending criteria. It has become the appropriate alternative for individuals who need to raise capital within a short time. It’s also convenient for those who may be disqualified for more conventional credit-based loans.
The founder and CEO of EFH, Al Christy, views the loans collateralized by stocks as better alternatives for raising capital. They also offer alternative borrowing opportunities for potential investors.
Equities First Holdings specializes in stock-based loans
Stock-based loans offer minimal restrictions. With these types of loans, the money can be used in a variety of ways and the bank does not demand the particulars. This ensures the client will pay at a reduced interest rate that is fixed at 4% or even lower. All loans carry some risk. Their customers are still allowed to leave the transaction without any attached obligations.
The stock for a business can be used as collateral. That gives the investor the added advantage of accessing a loan to spend on anything.
Those who would benefit most from Equities First Holdings are:
Those individuals seeking working capital: Christy observes that all stock-based loans have an advantage compared to margin loans. That is because they provide a higher loan to value ratio. They also have a fixed interest rate that ensures confidence throughout the entire transaction.
Those who wish to raise capital quickly: It’s the best option for those who want to access capital within a short period. That is because one doesn’t have to provide a lot of documentation to qualify for the loan. They are issued against stocks, and that’s all you need.
Those who do not qualify for other bank loans: Equities First Holding will provide loans to those who are not eligible for other bank loans. This is because they have fewer restrictions as compared to traditional loans. Their interest rates are also comparatively low and friendly. They take in those borrowers who are cast out by the frustrating bank restrictions.
To sum up, Equities First Holdings is an appropriate money lending option for investors all over the world. With its incredibly low-interest rates and fewer restrictions, it is what any business person can ever dream of!